About BJAK
The original mission of BJAK is we believe people deserve smarter ways to plan, save and grow their money. This is the origin of our name.
Started in 2019, we built the first mobile-first, insurance platform, enabling insurance to be accessible online by millions in the region. Today, its the leading insurance platform in Southeast Asia.
Today, we are expanding ways to help people in the region — this includes spending, saving, investing, exchanging, travelling, and more. Our mission is help people get more from their money every day.
We have teams working around the world, with over 20 nationalities from our offices and remotely, who truly enjoys their work. We are looking for the most talented and driven people we can find. We are looking for people who work for their passion, not counting hours. Who loves building great next-generation products, not status quo. Who cares about redefining how everyone around us can get the best financial applications, not for an exclusive few.
Key Responsibilities:
Financial Strategy & Business Partnership
Partner with the CEO and executive leadership team to develop and execute financial strategies aligned with the company's business objectives and long-term growth plans.
Provide commercial insights and strategic recommendations on business initiatives, investments, market expansion, and new growth opportunities.
Evaluate business performance, identify key growth drivers, and challenge business owners to improve efficiency and deliver against targets.
Bridge business opportunities with product development by assessing commercial viability, technology capabilities, and regulatory considerations.
Support the development and execution of new business opportunities, from initial evaluation and success metrics to operational implementation.
Financial Planning, Budgeting & Performance Management
Lead annual budgeting, financial forecasting, operating plans, and cost allocation exercises across the business.
Establish and monitor key financial and operational KPIs to track business performance, identify risks, and drive accountability.
Deliver timely monthly and quarterly financial performance reports, including revenue, expenses, profitability, and detailed analysis of key business drivers.
Develop financial models and scenario analyses to support strategic planning, capital allocation, and investment decisions.
Assess major business proposals and initiatives to ensure company resources are allocated effectively and in line with strategic priorities.
Keep leadership informed of performance against targets, recommending corrective actions where necessary.
Financial Reporting, Governance & Compliance
Oversee financial reporting, accounting operations, and the integrity and accuracy of financial transactions and records.
Establish, maintain, and continuously improve financial policies, procedures, internal controls, and governance frameworks.
Ensure compliance with applicable accounting standards, tax requirements, statutory obligations, and regulatory reporting requirements across relevant entities.
Oversee accounting separation, entity-level financial reporting, and other reports required by regulatory bodies.
Manage cash flow, financial risk, and financial controls to maintain sound financial discipline as the business scales.
Coordinate internal and external audits, ensuring audit readiness and timely resolution of findings.
Team Leadership & Operational Excellence
Build, lead, and mentor a lean, high-performing finance team with a strong focus on accountability, ownership, and continuous improvement.
Oversee day-to-day finance operations while ensuring the team delivers accurate, timely, and reliable financial information.
Strengthen financial systems, reporting processes, and operational controls to support a growing and increasingly complex business.
Establish a consistent strategic planning and performance review rhythm, ensuring clear ownership, follow-through, and timely execution of key initiatives.
Balance the pace and flexibility required in a high-growth business with robust financial discipline, risk management, and governance.
Corporate Finance & Strategic Initiatives
Analyse the performance of the company's business portfolio and identify opportunities to improve returns, optimise costs, and support expansion.
Provide financial assessments and recommendations for major investments, new ventures, and strategic initiatives.
Support capital allocation, financing strategies, fundraising, mergers and acquisitions, and IPO-related activities where applicable.
Engage senior executives and cross-functional leaders in developing and executing strategic initiatives that drive sustainable business performance.
Requirements:
A recognised Accounting/Finance Degree/relevant certification (e.g. CPA/chartered account equivalent is required)
Proven work experience as a Head of Finance, Director of Finance or similar role
In-depth understanding of cash flow management, bank reconciliation and bookkeeping
Hands-on experience with budgeting and risk management
Experience in completing IPO's, M&A's, Capital Financing and Fund Raising is a plus
A natural leader who displays integrity, humility and responsibility, with excellent interpersonal skills
Excellent knowledge of data analysis and forecasting models
Good interpersonal skills, with ability to establish and maintain effective working relationships both within and across business unit
Proficiency in accounting software
Solid analytical and decision-making skill
Why Join Us?
International work environment and flat organization
Team culture - highly practical and results oriented.
Fast moving, challenging and unique business problems
Competitive salary